BA II PLUS CALC
- Thread starter erice
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hiredguns1
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- Jun 18, 2026
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erice, you'll get more informed responses and assistance if you post specific issues. Show us a few problems you tried to solve, the correct answers, and what your calculator displayed.
Hi,
In the first problem try do put PV = 0, because the TVM formula on the calculator assumes that are 5 variables for TVM problems, and in that specific case you�re not interested in PV, right?
In te other one try FV = 0, because that doesn�t interest you...
I know there�s a way to configure the calculator in a way that the formulas for TVM assume by default that the "free variable" (ie the one you�re not using) is always 0, and so you don�t need the procedure I described above.
Hope it helps.....
In the first problem try do put PV = 0, because the TVM formula on the calculator assumes that are 5 variables for TVM problems, and in that specific case you�re not interested in PV, right?
In te other one try FV = 0, because that doesn�t interest you...
I know there�s a way to configure the calculator in a way that the formulas for TVM assume by default that the "free variable" (ie the one you�re not using) is always 0, and so you don�t need the procedure I described above.
Hope it helps.....
jackoliver
New member
- Jun 18, 2026
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also, make sure your periods per year (P/Y) is set how you want it.
[2nd] [P/Y]
[2nd] [P/Y]
From a use of calculator perspective - it might be better never to change/use the 2nd P/Y and change it at all.
You can pretty much achieve the same calculation keeping the P/Y = 1 always
Change I/Y = Annual I/Y / # of Periods per year.
So if Annual I/Y = 6% and you are interested in quarterly ==> I/Y = 1.5%
Change N = # of Years * Periods per year.
If N=5 years, Quarterly ===> N (Input) = 20.
This would give the same result. This also ensures you do not have to do a RESET and lose your # of decimals precision.
At this point, between problems ===> you would still need to
a. Do 2nd [CLR TVM], [2nd][CLR WORK] --> To remove old values on the registers, if any.
b. Do a [2nd][PMT][2nd][SET] to change from BGN to END mode, if required. --> i.e. if the previous problem involved an Annuity Due (Immediate payment) kind of question.
HTH
CP
You can pretty much achieve the same calculation keeping the P/Y = 1 always
Change I/Y = Annual I/Y / # of Periods per year.
So if Annual I/Y = 6% and you are interested in quarterly ==> I/Y = 1.5%
Change N = # of Years * Periods per year.
If N=5 years, Quarterly ===> N (Input) = 20.
This would give the same result. This also ensures you do not have to do a RESET and lose your # of decimals precision.
At this point, between problems ===> you would still need to
a. Do 2nd [CLR TVM], [2nd][CLR WORK] --> To remove old values on the registers, if any.
b. Do a [2nd][PMT][2nd][SET] to change from BGN to END mode, if required. --> i.e. if the previous problem involved an Annuity Due (Immediate payment) kind of question.
HTH
CP
I took an actuarial exam in May, and you would be surprised at the amount of people who blew a ton of points because they did not remember to set the "BEG/END" correctly for each problem. Follow cpk123's advice - don't let the calculator beat you, the test is enough as it is! =)