CFP

WillyR

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Could a CFP tell me what the different between "Good" and "Bad" return of capital means? I just had a call from one of my sales staff on this and, to be honest, I have no idea what they are talking about.

Willy
 
It's very technical jargon and best left to the experts (so I doubt any CFP practitioner understands, unless, of course, they are also a CFA candidate).

Sorry Willy...but you should just play along when you are asked those questions.
 
"good" return of capital is when some crazy accountants figure out a way to classify the distribution from the company as return of capital... thus you pay no taxes (but it theoretically lowers your cost basis... oops did i forget to adjust that?). Hopefully, that capital isn't really capital but cashflow.

"bad" return of capital is when a company's distribution is larger than cashflow and is returning your own capital just to be cute and sport a large dividend.
 
It sounds like a good answer from an Advisor perspective Virgin...can anyone validate this answer?

Willy
 
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