Credit Analyst

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LotusGuy

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Can someone comment on this position:
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Position title: Credit Analyst

Job Responsibilities: Independently prepare comprehensive risk assessments of XXXXX's corporate, insurance, and mutual fund counterparties. The successful candidate will also have an opportunity to participate in other analytical projects that arise from time to time. The position requires an individual with sound analytical and quantitative abilities, strong verbal and written presentation skills, good time-management capabilities, and the ability to meet tight deadlines. The candidate should be self motivated, able to work independently, prioritize, and multitask.

Requirement:
Employee Specifications: Education: BS/BA required, MBA, MS Finance, or CFA candidates preferred. Successful completion of a commercial loan credit training program is also highly desirable. Work Experience: Minimum of 1-2 years of commercial loan credit analysis, 4 - 6 years related work experience preferred. Proficiency with Word and Excel required. Some training provided

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there seems to be a lot of room for growth where you pick up more and more responsibilty as you move on. Ideally, I want to be an equity analyst (buy side) and then be a PM someday...hopefully. Is this a good way to get in? Any thoughts and comments would be appreciated.
 
I am credit analyst in non-profit health care sector and I rate tax-exampt bonds for one of the credit agencies. This is a little different than what you outline. But credit analysis might be a good start. I see a lot of people going from here to fixed income buy side but I am not sure about equity. Also, you may find credit analysis a rewarding career path. I do a lot of travel, meet major executives, and do interesting analysis.

However, the analysis is a lot more qualitative than in equity and I don't use everything that I learned in the CFA program.

It varies by sector you cover, but I have choices of either working as investment banker, working for a bond insurer, go to buy side, or work for healthcare organization or consulting firm.

I am pretty happy. Money is not as good as in investment banks, insurance, or buy side, but hours and work are good.
 
Frank, you can also jump off a bridge, but that's not necessarily what a person wants out of life. Maybe the poster realizes how incredibly overrated ibanking is.
 
Whats the high end of the salary range for credit analysts in major money centers?



Edited 1 time(s). Last edit at Thursday, August 9, 2007 at 02:29PM by Gouman.
 
LotusGuy Wrote:
-------------------------------------------------------
> Can someone comment on this position:
> -----------
> Position title: Credit Analyst
>
> Job Responsibilities: Independently prepare
> comprehensive risk assessments of XXXXX's
> corporate, insurance, and mutual fund
> counterparties. The successful candidate will also
> have an opportunity to participate in other
> analytical projects that arise from time to time.
> The position requires an individual with sound
> analytical and quantitative abilities, strong
> verbal and written presentation skills, good
> time-management capabilities, and the ability to
> meet tight deadlines. The candidate should be self
> motivated, able to work independently, prioritize,
> and multitask.
>
> Requirement:
> Employee Specifications: Education: BS/BA
> required, MBA, MS Finance, or CFA candidates
> preferred. Successful completion of a commercial
> loan credit training program is also highly
> desirable. Work Experience: Minimum of 1-2 years
> of commercial loan credit analysis, 4 - 6 years
> related work experience preferred. Proficiency
> with Word and Excel required. Some training
> provided
>
> ------
> there seems to be a lot of room for growth where
> you pick up more and more responsibilty as you
> move on. Ideally, I want to be an equity analyst
> (buy side) and then be a PM someday...hopefully.
> Is this a good way to get in? Any thoughts and
> comments would be appreciated.

it sounds like a really cool job. FI is appealing to me more and more with each day.
 
Sean, I agree with you. Fixed income is almost a science whereas equities is sort of like an art. It's like chess vs. checkers--neither is better, just an issue of preference, and a lot of people legitimately like "chess" more when they start cutting through the jargon, math, and strategy.
 
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