Feeling a little uneasy about commissions.

I guess there’s a case to be made if the product you are trying to shift the client into is actually better for them, but if you are lying to your client in order to get them to do something that is not in their interest (leave a better fund for your fund, or churn their account), then that is unethical.
You can be forgiven a bit for being young and scared to lose your job, but eventually these people will be hauled out onto the carpet (or into court) and you don’t want to be seen as a contributor.
In the long run, they are only going to keep you if you are assisting them in making profits. If their profit making strategy is to lie to clients, then the only way you will not eventually be lied to and fired by the management is if you become complicit and participating.
Do your best to dissociate, look for another job.
The real question is: when a new prospective employer asks why you are looking for a new position, what do you tell them?? On the one hand, “my previous employer was unethical and possibly illegal” sounds like you are trash talking your boss; on the other hand, you need an elegant way to respond to this question. I suppose you can say “I did not feel that what I was asked to do was in the fiduciary interest of the client and am looking for a position where these can be more aligned,” might be the better way.
 
thank you everyone for all your input into this…I’ve thought about this long and hard…and I decided to leave them early August. Although it is not the only reason for why I will be leaving, if my friends and family were those clients I would feel really bad for them and even guilty in knowing but not telling them. One of the reasons I joined the investment industry was to be able to one day do my own due diligence/research and make a couple of bucks by finding fraudsters like Enron/expose truth in the markets i.e. Soros and Bank of England.
Desire for money/greed isn’t evil. As long as you remain ethical +keep your values in check. Thanks to CFA and this thread I wasn’t just blinded by taking orders for the safety of a job….but if I remain unemployed for 2+years, I will come back to hunt you all haha
 
Send your boss a memo in writing reflecting your reluctance so you have something documented in case you’ll need it.
 
It’s easier to find a job when you have a job - focus on finding a job before you leave. Otherwise, an employment gap in your resume will suggest you were let go from your previous employer.
 
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