Ibanking interview questions: Need help

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sokoletu

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How would you answer the following questions:

a) Why Debt Capital Markets over CIB?

b)What is the difference between leadership and managing?

C) What would happen if the Fed did not regulate the interest rates?

D) Why do you want to be a banker?

Thanks!
 
D) The money. If you say anything else, they will know you are lying.
 
(c) If the fed didn't manipulate the money supply we'd have stable asset prices and real estate agents wouldn't be able to afford mercedes, errr lexus, whatever.
 
B) Management is supervision of the status quo. Leadership is demonstrating integrity, implementing new ideas, and being a role model for others.
 
Very similar idea; my take is:

Management is making the optimal use of available resources to accomplish a given objective.

Leadership is understanding what the objectives should be, and motivating yourself and your colleagues to acheive it.


You could say that management requires mostly intelligence, and leadership requires more wisdom, but leadership also requires charisma.



Edited 1 time(s). Last edit at Monday, January 8, 2007 at 12:12AM by bchadwick.
 
management: doing stuff right.
leadership: doing the right stuff.
 
C) What would happen if the Fed didn't regulate interest rates?


Business cycles would tend to have higher booms and deeper busts.

They basically try to keep the tendency to have inflation during economic booms in check by raising the interest rate and reducing the amount of capital available to finance expansions. This will tend to reduce the degree to which gluts and overproduction takes place in a boom and the degree to which production abundances make people feel like they can spend more.

When there is a slowdown, reducing interest rates makes it easier for companies to finance expansion and new activities. The danger being that during the downside of the business cycle, companies might be too concerned about falling production and revenues to think ahead far enough to plan production and efficiency improvements. This would tend to delay the recovery and make recessions deeper.

The worry is that, if you're not careful, you can get into the situation where a 0% interest rate is not low enough - like Japan in the 1990s. Then it's time to start printing money. ;-)



Edited 1 time(s). Last edit at Monday, January 8, 2007 at 08:10AM by bchadwick.
 
Last I-Banking interview I went on...they asked me what the angle was between the hands on a clock when it was 3:15. No Joke...

I was psyched cause I had looked at some of the typical interview brainteaser questions before I went to the interview...how many gas stations in the U.S....etc...

Anyways, looked to be a great place....office I was in had a putting green...
 
jb7049 Wrote:
-------------------------------------------------------
> Last I-Banking interview I went on...they asked me
> what the angle was between the hands on a clock
> when it was 3:15. No Joke...
>
> I was psyched cause I had looked at some of the
> typical interview brainteaser questions before I
> went to the interview...how many gas stations in
> the U.S....etc...
>
> Anyways, looked to be a great place....office I
> was in had a putting green...


What did you answer? I know it's easy to think about now that you aren't under the pressure of the interview but isn't it 30/4?= > 7.5 degrees. 360/12 degree per hour = 30 degrees. at 3:00 it's 90 degree. if hour hand did not move @ 3:15 it would be 0 degree. however hour hand moves 15/60 = 1/4 of an hour move. 30/4 .
 
"7.5 degrees"

that's what i would have said. the hour hand would have moved 1/4 of 1/12 of 360.
 
Wow, that's an interesting question. Not too hard to solve, but easy to forget the details at interview time.
 
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