The worst part for some of you is knowing that 10, maybe even 5 years ago you pass! That's really sad. Just an idea...the worst part when I failed was co-workers, ect. know...you feel like a loser, you shouldn't but you do. So the next exam, I didn't tell them I was taking it! It was easier that you might think, and no more, "So how's studying going?", ect. ect. and, of course, if I would have failed again nobody would have known! That took some pressure off and I passed. It was one of the better things I did in the CFA battle...don't tell them, or anyone else you don't want to know if you fail again...think about it...