The detail to recall about the n, i, PMT, PV, and FV keys is that they are used to solve cash flow problems. Therefore, the signs on PMT, PV, and FV are important; you have to distinguish between cash inflows (positive sign) and cash outflows (negative sign).
I encourage my candidates to pick one viewpoint – borrower vs. lender, account/investment vs. account owner/investor, whatever – and always to adopt that viewpoint; if you always do these problems the same way, you’re far less likely to make a mistake.
Here, if you take the viewpoint of the investor, then PV is negative (the investor pays the cash for the investment), PMT is likely positive (that’s a payment back to the investor), and FV is positive (that’s also a payment back to the investor). If you take the viewpoint of the investment, then PV is positive (the initial investment is received), PMT is likely negative (the investment makes payments to the investor), and FV is negative (the investment makes a final payment to the investor).