The deferreds

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The inactive participants of pension plans could be retirees who have started drawing benefits or those no longer employed by the firm who are owed a future benefit but are not yet drawing benefits (the deferreds).
I just never heard of deferreds before. Do they still exist in the real world? Someone used to work for company A and now working for company B. After certain years, that person starts to collect the pension from company A. At first, I was under the impression that once you switch the job, the pension will be ONLY based on the new company. Maybe my impression is wrong on this so just want to confirm.
Thanks!
 
I’d imagine that they do. What would prevent them from existing?
 
they sure do. i am one of them. i have some accrued pension benefits from my former employer in the previous country i lived in
 
Oh yes they definitely exit. I work with many individuals who have pension benefits accrued from a former employer but who have not yet reached the eligible pension age (age 65 is fairly common). Sometimes pension plans offer immediate cash buyouts to participants however, who can transfer the cash pension benefit as present value lump sum to an individual retirement account and are thus off the books of the plan and no longer a future liability.
 
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