To Hold or Fold?

Although i may be contradicting myself in my other posts… sometimes it’s nice to have something to look forward to (like an exam or after the exam). If you have nothing more important to do and wish to take a test for stimulations, it’s not such a bad idea?
As long as you are not completely stressed out about it, i’d say it doesn’t do much harm… eventhough i like to think i would otherwise be more productive if i hadn’t taken the exams, the truth is, i may have spent the time watching TV or doing other meaningless things ^_^
 
NANA Hachiko wrote:
Although i may be contradicting myself in my other posts… sometimes it’s nice to have something to look forward to (like an exam or after the exam). If you have nothing more important to do and wish to take a test for stimulations, it’s not such a bad idea?
As long as you are not completely stressed out about it, i’d say it doesn’t do much harm… eventhough i like to think i would otherwise be more productive if i hadn’t taken the exams, the truth is, i may have spent the time watching TV or doing other meaningless things ^_^
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So your argument is: take the CFA exams because there’s literally nothing else better to do.
I hate to be critical of culture, but this is skewing towards Asian perception of education/exams/degrees. WIth the hundreds of hours, you can learn the piano/violin, learn a new language, community service..
These seem far more tangible than learning about something ‘nice to know’
 
itera wrote:
“enjoyment out of this test, the stress, feeling of being overwhelmed”
you need more challenges in life.
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Says the charterholder who hangs out on AF, you know, just for fun.
 
I took it more than once at each level and I finished it becasue I am not a quitter.
This sounds a bit harsh, but if you start something with a goal in mind (obtain the charter) and you don’t finish it, you are a quitter. Justify your decision all you want, but if you don’t finsish, then you quit.
 
^I, for one, do not understand why there’s such a negative view of “quitting”.
To borrow from demotivators.com, “Winners never quit, and quitters never win. But those who never win AND never quit are idiots.”
Don’t be an idiot. If you can’t pass, or if it’s just not worth the effort (like in my case), then quit.
 
Itera continues to post comments that add absolutely no value, and goes even further by foolishly questioning other cultures. Really Itera?
Based on most comments it’s interesting to note that many individuals seem content learning and working towards this goal over the expectation of higher paying job/more $, etc. I applaud all who share this idea given how demanding the program is. NANA, in contrast to Itera’s mindless comment, for whatever reason one chooses to pursue the program it’s a mind stimulating activity and any individual should benefit from the outcome. The more I think about Itera’s comment the more pathetic this person seems.
Goes to eleven, I’m with you on your thoughts. These are some issues I personally roll around in my mind. I don’t quit very often. I have a masters and a CPA, and have done many things professionally that I imagine many would give up on. I won’t try to justify quitting; I will accept and move on. But I will continue to seek an answer to my main question, which is whether the charter is really all its cracked up to be. Is the money, time, and opportunity cost worth this credential? These are tough questions for me.
 
^ LOL
This entertainment is absolutely hilarious. I’d pay for this if I had to
 
itera wrote:
NANA Hachiko wrote:
Although i may be contradicting myself in my other posts… sometimes it’s nice to have something to look forward to (like an exam or after the exam). If you have nothing more important to do and wish to take a test for stimulations, it’s not such a bad idea?
As long as you are not completely stressed out about it, i’d say it doesn’t do much harm… eventhough i like to think i would otherwise be more productive if i hadn’t taken the exams, the truth is, i may have spent the time watching TV or doing other meaningless things ^_^
Click to expand...
So your argument is: take the CFA exams because there’s literally nothing else better to do.
I hate to be critical of culture, but this is skewing towards Asian perception of education/exams/degrees. WIth the hundreds of hours, you can learn the piano/violin, learn a new language, community service..
These seem far more tangible than learning about something ‘nice to know’
Click to expand...
Funny you mentioned it. I am Asian (obviously), speak more than 2 languages, play piano, volunteer in my community regular while i was studying for CFA too. ^_^
You may enjoy doing other things in your spare time like working out, playing video games, fixing cars, gardening, etc but those aren’t necessarily more “tangible” than studying (for CFA).
Though i agree volunteering is probably more productive but clearly not everyone who is not studying for CFA (or other programs alike) do community work voluntarily. Therefore, like i said, most people do not actually make better use of their lives when they aren’t studying. In fact, I met quite a few friend through the program that i wouldn’t otherwise have known, and discovered a lot more about myself through the process - aren’t these tangible enough?
 
Greenman72 wrote:
^I, for one, do not understand why there’s such a negative view of “quitting”.
To borrow from demotivators.com, “Winners never quit, and quitters never win. But those who never win AND never quit are idiots.”
Don’t be an idiot. If you can’t pass, or if it’s just not worth the effort (like in my case), then quit.
Click to expand...
Didn’t necessarily say it was a bad thing. Quitting some things are good. If you quit smoking, good on ya. If continuing the CFA program causes stresses in other parts of your life, then quitting may possibly be your best option.
 
I already work in equity research in the midwest USA, I even have 5 years experience at this point and cover two sectors for a fund company. I continue with the program despite past failure because it would give me more career mobility in case I ever got fired here or sick of management. I also continue with it because there is at least a $50k difference between me and a “senior” analyst on base salary alone; when you factor in that the bonus is paid on a percentage of salary basis and you can get up to 115% of salary in bonus it starts to really add up.
 
NANA Hachiko wrote:
itera wrote:
NANA Hachiko wrote:
Although i may be contradicting myself in my other posts… sometimes it’s nice to have something to look forward to (like an exam or after the exam). If you have nothing more important to do and wish to take a test for stimulations, it’s not such a bad idea?
As long as you are not completely stressed out about it, i’d say it doesn’t do much harm… eventhough i like to think i would otherwise be more productive if i hadn’t taken the exams, the truth is, i may have spent the time watching TV or doing other meaningless things ^_^
Click to expand...
So your argument is: take the CFA exams because there’s literally nothing else better to do.
I hate to be critical of culture, but this is skewing towards Asian perception of education/exams/degrees. WIth the hundreds of hours, you can learn the piano/violin, learn a new language, community service..
These seem far more tangible than learning about something ‘nice to know’
Click to expand...
Funny you mentioned it. I am Asian (obviously), speak more than 2 languages, play piano, volunteer in my community regular while i was studying for CFA too. ^_^
You may enjoy doing other things in your spare time like working out, playing video games, fixing cars, gardening, etc but those aren’t necessarily more “tangible” than studying (for CFA).
Click to expand...
Are you single ?
 
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