I wasn't in BEG mode, and even after I Reset it, P/Y and C/Y still remain at 1. I've tried this many many times - unless I Reset after each and every question, it won't give me the correct answer!
eg. I first calculate: N=4, I/Y=9, PMT=-100, CPT>PV.... PV = 323.97 (this is the correct answer)
Then calculate WITHOUT resetting: N=2, I/Y=9, FV=-323.97, CPT>PV..... PV =448.59 (this is wrong - right answer is 272.68. But if I Reset then calculate this same question, I get the right answer 272.68)
Thanks.