Hi Everyone: I wish I could say I had participated in the forums before today, but unfortunately, that is not the case. I passed Level I in Dec, but I ran out of time and energy on Level II. After looking at these forums, I’m convinced it is essential I be on here some to effectively study for a re-take. This is the first test I have failed in my long academic and finance career. For me, my weakest area was Derivatives. My other weak areas were a result of simply not dedicating the time. Anyway, look forward to communicating with you all over the next year!